countries covered under a European policy
For the purposes of our Single Trip and Annual Travel policy, the countries listed below qualify for the "EUROPE" cover.
| ALBANIA | GIBRALTAR | NORWAY |
| ALGERIA | GREECE | POLAND |
| ANDORRA | GREEK ISLANDS | PORTUGAL |
| AUSTRIA | HUNGARY | REPUBLIC OF IRELAND |
| BALEARIC ISLANDS | ICELAND | ROMANIA |
| BELARUS | ISRAEL | RUSSIA (European) |
| BELGIUM | ITALY | SAN MARINO |
| BOSNIA HERZEGOVINA | LATVIA | SERBIA |
| BULGARIA | LEBANON | SLOVAKIA |
| CRETE | LIBYA | SLOVENIA |
| CROATIA | LIECHTENSTEIN | SPAIN |
| CYPRUS | LITHUANIA | SWEDEN |
| CZECH REPUBLIC | LUXEMBOURG | SWITZERLAND |
| DENMARK | MACEDONIA | SYRIA |
| EGYPT | MADIERA | TUNISIA |
| EIRE | MALTA | TURKEY |
| ESTONIA | MOLDOVA | UKRAINE |
| FINLAND | MONACO | VATICAN |
| FRANCE | MOROCCO | YUGOSLAVIA |
| GERMANY | NETHERLANDS | THE CANARY ISLANDS |
| THE AZORES | ||
| With Effect From 1/1/11, The Channel Islands and The Isle of Man are also treated as Europe and will only be covered under a European or Worldwide Policy. |