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CSIS Civil Service Insurance Society

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Terms and Conditions



£50 M&S gift card.

If you take out Royal London Over 50s Life Cover through the Civil Service Insurance Society you will be entitled to receive a £50 Marks & Spencer gift card.

The following terms and conditions will apply: 

The offer is only available to customers via The Civil Service Insurance Society. The £50 Marks & Spencer gift card applies to the Royal London Over 50s Life Cover product only, which has monthly premiums from £3.95 to £100, and is available online or via the telephone. The gift card offer does not apply to any other Royal London product.

You must pay your first four monthly premiums to qualify for the gift card. If you cancel the policy before you have paid your fourth monthly premium, you will not qualify for the offer.

After Royal London has received your 4th monthly payment they will send you your gift card. Please allow approximately 28 days for your gift card to be delivered.

The gift card provider could be changed but the monetary value of the offer will not change.

Royal London may cancel the gift card offer should they discover or have a reasonable suspicion that the terms of the offer are being abused.

Royal London reserves the right to amend or withdraw the gift card offer at any time. If you take out a policy before the gift card offer is withdrawn, you will still receive your gift card provided you qualify for the offer as set out in the second bullet point.

The offer is one gift card per policy sold limited to two per household in the period the offer is available and will not be available if the product is purchased with any other gifts or offers.

No cash alternative will be offered.